Tudun Wada Microfinance Bank

Banking that moves at your pace

Open an account, send money to any bank in Nigeria, buy airtime and data, and keep an eye on every naira — from your phone or your laptop, whenever it suits you.

You will need your BVN or NIN to complete account opening.

Licensed by the CBN

Tudun Wada Microfinance Bank operates under a Central Bank of Nigeria microfinance banking licence.

NDIC-insured deposits

Deposits are insured by the Nigeria Deposit Insurance Corporation, subject to NDIC coverage limits.

Bank-grade security

Encrypted connections, a separate transaction PIN for every debit, and a full audit trail on your profile.

Everyday banking

Everything you need from a current account

Stark App puts the day-to-day things — moving money, topping up, checking what came in — one screen away.

Instant transfers to any Nigerian bank

Send money to TWMFB accounts or across NIP to any other Nigerian bank. Names are confirmed before you send, so you always know who is being paid.

Airtime & data in a few taps

Top up MTN, Glo, Airtel and 9mobile lines for yourself or anyone else, and buy data bundles straight from your account.

Real-time balance & statements

See your available balance the moment it changes, filter your history, and download a statement whenever you need one.

Individual and business accounts

Open a personal account with your BVN or NIN, or a registered business account with your CAC documents and TIN.

For business

A business account that keeps up with your trade

Whether you run a shop, a cooperative or a growing company, a registered business account gives you a clean separation between your trading money and your personal money — with higher transaction limits and statements you can hand to your accountant.

  • Higher daily and single-transaction limits

  • Bulk airtime and bill payments for staff

  • Statements you can download any time

  • PIN-authorised approvals on every debit

Getting started

Open an account in minutes

Four steps, all online. Have your BVN or NIN and a phone number you can receive an SMS on to hand.

  1. 1

    Create your login

    Enter your email address and choose a password. That is all it takes to start.

  2. 2

    Verify your identity

    Provide your BVN or NIN so we can confirm who you are, as required by CBN KYC rules.

  3. 3

    Confirm your contact details

    We send a one-time password to your email and phone number to make sure we can always reach you.

  4. 4

    Start banking

    Your account number is issued and linked to your profile. Set your transaction PIN and send your first transfer.

Ready when you are

Join the customers who bank with Tudun Wada Microfinance Bank online. It takes a few minutes to open an account, and nothing to look around first.